News Excerpt:
The Centre government is working to extend the deadline for unorganised sector workers to claim life and accident insurance cover under Pradhan Mantri Suraksha Bima Yojana (PMSBY).
More about News:
- The Centre is working to extend the deadline for unorganised sector workers to claim life and accident insurance cover under Pradhan Mantri Suraksha Bima Yojana (PMSBY),
- The labour ministry had started a facility that allowed unorganised workers registered on the social security portal e-Shram between the inception of the database in August 2021 and March 2022 to file claims and avail insurance cover.
- Only incidents that occurred after registration on e-Shram in August 2021 and before March 2022 were to be considered for availing the payout.
- The deadline to file claims under the facility expired last month.
- Under the facility, an online ex-gratia module was developed under e-Shram portal to provide benefits in the form of ex-gratia of Rs 200,000 for death or severe accident and Rs 100,000 for accident.
- The claim can be initiated by the registered worker himself in case of disability and only legal heirs of the registered workers can initiate the claim in case of death.
- The government is also working on a slew of measures to provide benefits to the millions of unorganised sector workers registered on e-Shram, like integrating different portals.
Challenges:
- A large number of states are yet to appoint nodal officers that have to accept and process these claims.
- Also, the number of claims filed under the facility have been quite low across the
- Country.
- Between August 2021 and March 2022, close to 270 million workers had registered on the portal.
- Given that a lot of people are still unaware of the facility.
- The government is considering extending the deadline for the facility so that the people who faced hardships during the Covid period can get some relief.
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
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E-shram
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