The National Payments Corporation of India’s global arm NPCI International Payments (NIPL) will help enable the Unified Payments Interface (UPI) platform in Nepal. NIPL has partnered Gateway Payments Service (GPS), an authorised payment system operator in Nepal, and Bengaluru-based Manam Infotech.


  1. UPI will be deployed in Nepal as a digital public benefit to bolster interoperable real-time person-to-person (P2P) and to-merchant (P2M) payment transactions.
  2. Nepal will be the first country outside of India to adopt UPI as a payments platform.
  3. Besides enabling an open interoperable system for real-time payments and enabling financial inclusion, it will lay the foundation for real-time cross-border P2P remittances between Nepal and India.
  4. In 2021, UPI enabled 39 billion financial transactions amounting to commerce worth $940 billion, which is equivalent to approximately 31% of India’s GDP.
  5. Nepal has a population of around three crore with about 45% banked, a mobile penetration of over 135% with 65% of the population using smartphones.